Municipalities and Water Entities

There's no place like home. Help protect your community with specialized coverages tailored to the place you and your neighbors call home.

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Municipalities and Water Entities

We know the power of community. That's why we strive to protect it by providing insurance coverages that meet the unique needs of cities, towns, municipalities and water entities through Glatfelter Public Entities

Our municipal product is available for cities, towns, townships, boroughs and villages with a population up to 30,000 (covering 97% of all municipalities in the U.S.). We can also cover other public entities like redevelopment agencies, improvement authorities, special service districts (non-electrical), parking authorities, park or recreation commissions or library boards.

We're one of the largest insurance programs in the U.S. for entities that treat, store or distribute water including conservation and irrigation districts, private water companies and water/sewer districts. Licensed to sell in California? For CA water clients, our MemberGuard program is a competitive alternative to package insurance and provides advantages including no risk-sharing assessments, enhanced limits, services (like grant writing) and Workers' Compensation.

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Cyber Coverage

As a community-focused organization storing personal information, we understand the significant cybersecurity risks you face. That's why the cyber product from Glatfelter Brokerage Services (GBS), our wholesaler, is powerful and helps meet the cybersecurity needs of today as risks grow. This standalone, non-admitted cyber product is available to existing and new clients that meet our appetite.

Learn About Cyber Coverage
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Custom Coverage

Not every organization fits neatly under a pre-packaged insurance program. Often, specialized coverages are needed to help fill in the gaps and better protect these organizations. As advocates for the industries we serve, we work with independent agents and their clients to develop coverages that meet very specific and niche needs across all of our programs.

Learn About Custom Coverage

Meet Some of Our Public Entity Clients

"Glatfelter has been a partner of ours every step of the way. We know that you're not in the insurance business, you're in the claims-paying business, and we were on the receiving end of that."
- Matt Zapp, Former Town Manager
Benson, NC

Your Passion. Our Purpose.

As part of our commitment to municipalities and water entities, we provide risk management resources and industry insights through our client blog.

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The importance of insurance beneficiaries

How your community-focused organization can help protect your most important asset: your people, and how to help them set up their insurance benefits so that they reflect their wishes.

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Pipe freeze prevention: 15 tips to help avoid this costly risk

Consider these best practices to avoid significant property damage, costly repairs and potential interruptions to your operations due to pipe freezing.

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Safety first: tips to help make your community playground a safer place to play

How often are you inspecting your local community playgrounds? Here are a few tips to remember to help keep children out of harm's way.

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Employment Practices 101

An overview of employment practices, why they’re important + best practices for emergency service organizations to consider.

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Is your municipality and its critical sectors secured against cyber threats?

While there is no one-size-fits-all solution to preventing a cyberattack, there are plenty of strategies you can put in place to help minimize your risk.

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Explore a Partnership

Tell us what industries you're interested in specializing in and we'll be in touch!