Appetite Guides for Educational Institutions
Glatfelter Public Entities' educational program covers K-12 public schools, private, charter, and select religious schools, community and junior colleges, and vocational schools, as well as coverage for independent school bus contractors.
Appetite Guide for K-12 Public School Districts & 2-Year Colleges
- Rural and suburban public school districts of various sizes and many boards of education are generally a good fit
- 2-year junior, community and vocational schools without dormitories may also be eligible
- Countrywide except AK, DE, HI, KY MS, NY, TX, and WV.
- Casualty lines only in AR, IA, FL, KS, MO, NE, and OK.
- Limited coverage available in NC and PA.
Appetite Guide for Private & Charter Schools
- Preferably in business for three years, but start-up schools may be eligible
- Select non-Catholic religious schools are acceptable given that religious doctrines and texts are not the primary focus for education
- Virtual and cyber components are acceptable, but the school should not be 100% virtual
- Schools must be properly accredited (Now accepting unaccredited charter schools in CO, GA, ID, MA, MN, NC, and TX)
- Not-for-profit Charter Management Organizations (CMO's) preferred
- For-profit CMO's may be considered
- Schools with dormitories will not be considered
- Private and Select Religious Schools - Countrywide except AK, HI, KY, and OK
- Charter Schools - Countrywide except AK, HI, IA, KS, KY, MT, ND, NE, OK, SD, VA, VT, and WV
Appetite Guide for Independent School Bus Contractors
- In business for 5 years
- A minimum premium of $50,000 (generally 35 bus units)
- Wheelchair accessible units should be less than 25% of the total bus fleet count
- Fleet consists of a majority of school buses. Vans are acceptable, but should not make up the majority of the fleet
- Operates in rural or suburban communities under 100,000 in population and at least 20 miles outside of a major city (major city is defined as any city with a population over 250,000)
- No more than 15% non-school bus operations
- Limited number of drivers over the age of 65 and under 23
- Maximum of 200 power units
- Available in all states except: AK, HI, KS, and OK
